James Greene & Associates is a servicing agency for Lightwell Insurance Advisors

Sources Page

section 1: by the numbers

US Billion-Dollar Disasters by Year Graph –

Stacy Morford. “2022’s Billion-Dollar Disasters: Climate Change Helped Make It Us’s 3rd Most Expensive Year on Record.” The Conversation, 10 Jan. 2023, theconversation.com/2022s-billion-dollar-disasters-climate-change-helped-make-it-uss-3rd-most-expensive-year-on-record-197524.

headlines

Headline 1 – Farmers Insurance Exits Florida, Forcing Customers to Find Coverage Elsewhere –

Saunders, Jim. “Farmers Insurance Exits Florida, Forcing Customers to Find Coverage Elsewhere.” WJCT News, WJCT News, 12 July 2023, news.wjct.org/state-news/2023-07-12/farmers-insurance-exits-florida-forcing-customers-to-find-coverage-elsewhere.

Headline 2 – Perfect Storm Creates ‘Hardest Market Cycle in a Generation –

Jones, Will. “Perfect Storm Creates ‘Hardest Market Cycle in a Generation.’” BIG i Independent Agent, Independent Insurance Agents & Brokers of America, Inc., 27 Apr. 2023, www.iamagazine.com/news/perfect-storm-creates-hardest-market-cycle-in-a-generation.

Headline 3 – Catastrophic Losses: Texas –

Smith, Adam. “Billion-Dollar Weather and Climate Disasters.” National Centers for Environmental Information, 11 September 2023, https://www.ncei.noaa.gov/access/billions/

Headline 4 – State Farm Withdraws from California, Homeowners, Commercial Property Market –

Jones, Will. “Independent Insurance Agents & Brokers of America, Inc..” BIG i Independent Agent, Independent Insurance Agents & Brokers of America, Inc., 30 May 2023, www.iamagazine.com/news/state-farm-withdraws-from-california-homeowners-commercial-property-market.

section 2: affecting everyday people

Venus, Charlie. “Hardest Insurance Market Ever?” Charlie’s Corner, Accessed: 18 Aug. 2023, PDF download.

section 3: How does it affect me?

Reinsurance Graph –

“Continued High Losses from Natural Catastrophes in 2022: Swiss Re.” Continued High Losses from Natural Catastrophes in 2022 | Swiss Re, Swiss Re Institute, 28 June 2023, www.swissre.com/institute/research/sigma-research/sigma-2023-01/5-charts-losses-natural-catastrophes.html.