James Greene & Associates is a servicing agency for Lightwell Insurance Advisors

Sources Page

section 1: by the numbers

US inflation-Adjusted Insured CAT Losses 1980 – 2025

Sources: Property Claim Service, a Verisk Analytics business. Insurance Information Institute; University of South Carolina, Risk and Uncertainty Management Center

headlines

Headline 1 – Insured Losses Could Hit $145B in 2025, Driven by Rising Claims From Secondary Perils –

https://www.insurancejournal.com/magazines/mag-features/2025/05/19/823739.htm

Headline 2 – Natural disaster losses surpass USD 110 billion in Q1 2025, closing in on twice the 10-year average –

Headline 3 – US Disaster Losses Expected to Rise in 2025 –

https://www.floridarealtors.org/news-media/news-articles/2025/05/us-disaster-losses-expected-rise-2025

Headline 4 – Natural Catastrophe Losses Set to Reach $145 Billion in 2025, With 1-in-10 Risk of $300 Billion Peak Year

section 2: affecting everyday people

Venus, Charlie. “Hardest Insurance Market Ever?” Charlie’s Corner, Accessed: 18 Aug. 2023, PDF download.

section 3: How does it affect me?

Reinsurance Graph –

“Continued High Losses from Natural Catastrophes in 2022: Swiss Re.” Continued High Losses from Natural Catastrophes in 2022 | Swiss Re, Swiss Re Institute, 28 June 2023, www.swissre.com/institute/research/sigma-research/sigma-2023-01/5-charts-losses-natural-catastrophes.html.